Turn Your Thermostat Down To Save On Your Heating Bill

I knew that lowering our thermostat would save us money on our electric bill but I had no idea how much. Many websites would say that we could save one percent or ten percent of our bill but I wanted something more. I wanted to know that if I reduced our thermostat by five degrees [...]

The Frugal Home Ebook Now On Sale! Only $2.99!

  I am so excited to share the Frugal Home with all of you in a Kindle book! I spent a great deal of time compiling the best tips and advice from my years of frugal living and writing this website. For only $2.99 you can get all of the best frugal home tips and [...]

Netflix : A Great Alternative to Cable

I love Netflix. My husband and I have used them for years along with our satellite service. With the advent of Instant Netflix we are now considering dropping our satellite service. Netflix is a great alternative to having a monthly cable or satellite bill. Many of the TV shows we watch on cable can also [...]

How to Create a Family Budget

  Even those who think they are unable to create a family budget can make something that they and their family can stick to. A family budget is just that, a budget that works for the entire family, and with a little work you can create something that will leave you all satisfied and working [...]

Why I Like Tax Refunds and What to Do When You Get One

I can’t tell you how many times I have heard that tax refunds mean that you are giving a free loan to the government and that you should try to adjust your taxes so that you can get as close as you can to neither owing the government nor receiving the refund. Personally, I disagree [...]

Frugal Failure – When you spend too much money

You would think that after years of writing about, and living, a frugal and financially responsible life that I would never find myself with a negative financial situation. But it happens to the best of us. Even I can spend too much money. With the Big News arriving between now and whenever, we had to get our bathrooms [...]

How To Save On The 20 Things That Will Get More Expensive This Year

This morning I read the article, 20 Things That Will Get More Expensive, on Deal News. As these items are predicted to get more expensive, we have to look at how we can save money on them. Car insurance — Shop around. You may not be able to control it going up but you can [...]

Start Saving For Christmas – in January

Don’t look at me like I’m crazy. I know no one wants to think about the holidays for at least another ten months but this is the best time to start thinking about them. Look for after-Christmas sales and stock up on items like wrapping paper, gift tags, and gift card holders. I will often [...]

Online Loan Calculators

Getting a loan can be an intimidating process for many. You have to fill out a great deal of paperwork, there are terms you may have never heard before, and then there is a bunch of math you just can’t wrap your head around. An online loan calculator can help you make some financial decisions [...]

Simple Debt Management

Debt isn’t all bad. If we didn’t have options for debt most of us would not be able to purchase a home or have the credit available for emergency situations. Debt is there so that we can purchase things we both need and want but if we let it get out of hand then it [...]

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