Turn Your Thermostat Down To Save On Your Heating Bill

I knew that lowering our thermostat would save us money on our electric bill but I had no idea how much. Many websites would say that we could save one percent or ten percent of our bill but I wanted something more. I wanted to know that if I reduced our thermostat by five degrees [...]

The Frugal Home Ebook Now On Sale! Only $2.99!

  I am so excited to share the Frugal Home with all of you in a Kindle book! I spent a great deal of time compiling the best tips and advice from my years of frugal living and writing this website. For only $2.99 you can get all of the best frugal home tips and [...]

Netflix : A Great Alternative to Cable

I love Netflix. My husband and I have used them for years along with our satellite service. With the advent of Instant Netflix we are now considering dropping our satellite service. Netflix is a great alternative to having a monthly cable or satellite bill. Many of the TV shows we watch on cable can also [...]

How to Create a Family Budget

  Even those who think they are unable to create a family budget can make something that they and their family can stick to. A family budget is just that, a budget that works for the entire family, and with a little work you can create something that will leave you all satisfied and working [...]

Frugal Failure – When you spend too much money

You would think that after years of writing about, and living, a frugal and financially responsible life that I would never find myself with a negative financial situation. But it happens to the best of us. Even I can spend too much money. With the Big News arriving between now and whenever, we had to get our bathrooms [...]

How To Save On The 20 Things That Will Get More Expensive This Year

This morning I read the article, 20 Things That Will Get More Expensive, on Deal News. As these items are predicted to get more expensive, we have to look at how we can save money on them. Car insurance — Shop around. You may not be able to control it going up but you can [...]

Start Saving For Christmas – in January

Don’t look at me like I’m crazy. I know no one wants to think about the holidays for at least another ten months but this is the best time to start thinking about them. Look for after-Christmas sales and stock up on items like wrapping paper, gift tags, and gift card holders. I will often [...]

How to Cut Back When You Feel There Is Nothing to Cut Back

How many times have you read on article on saving money or getting out of debt and it talks about taking your lunch or cutting out your morning coffee? While these are all great ideas, and I’ve even written about them myself, there comes a time when you need more. I have heard several times, and I’ve [...]

Create More Money For Your Life

There are really only three ways you can create more money in your life, you can earn it, save it, or borrow it. Earning more money involves work of some kind from you. You can take on a second job (or a first job!), sell items you no longer need, or sell items or information [...]

Gift Budget – Create a gift budget for a holiday or the year!

When creating their financial budgets, many people forget to add a gift budget. A gift budget will help you be able to buy those monthly gifts such as birthday and anniversary gifts, and help you save money during the holidays. It is not difficult to create a gift budget and it may take you under [...]

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