I am so excited to share the Frugal Home with all of you in a Kindle book! I spent a great deal of time compiling the best tips and advice from my years of frugal living and writing this website. For only $2.99 you can get all of the best frugal home tips and advice all in one book!

The Frugal Home book has frugal tips on beauty and bath, budgeting, cleaning, debt, decorating, entertainment, food, grocery shopping, health care, holidays and events, children, environmental tips, remodeling, home and yard work, and weddings.

Hope that you enjoy your read! Click the link to get the book!

The Frugal Home Ebook

Car insurance — Shop around. You may not be able to control it going up but you can try to control how much it goes up. You may also want to consider becoming a one car family to save.
Chocolate — Chocolate lasts a long time. Dark chocolate can last five years and milk chocolate can last a year, solid bars of course, nothing with fillings or extras. Buy chocolate now as the after Christmas sales dwindle and wait until after Valentine’s to stock up again. Buy when its cheap and you’ll have chocolate year round! Store in a cool, dry place.
VoIP services — Again shop around, including traditional phone companies to find the best deal in your area.
Airfare — Vacation on off times or choose to stay closer to home and not fly at all.
Cars — Choose to become a one car, or even no car, family. This isn’t always possible so try to keep the vehicle you have in good running order and if you have to buy, look for a dependable used car with good gas milage.
Nintendo 3DS — Just wait. The price will come down and this is by no means a necessity.
Health Insurance — You can’t just say no to health insurance so shop for the best rates, and if you don’t have an option, start saving now to help offset costs, or up you flexible spending account to help you cover costs.
Breakfast — It is the most important meal of the day so you can’t just skip it. Opt for cheaper options like oatmeal instead of bacon. I only use bacon to season, we no longer just eat it for breakfast. Stretch your eggs with omelets instead of eating two or three yourself. You don’t have to have milk, water or hot tea works just fine, but if you have to have it then portion it out so everyone gets one cup and no more.
Coffee — My husband would tell you this is a necessity so if you can’t do without then do it at home. Purchasing a machine for your kitchen counter will be much cheaper in the long run than picking it up from the local coffee shop.
Music — There is a lot of free music out there, not to mention the free song that many places give away each day. Check these out and you may be surprised to find some great songs and bands you wouldn’t have otherwise. Make a list of what songs you want and allot a specific amount each month to music.
Dollar Menus — What are you shopping from the dollar menu for anyway? Make up some food from home and you’ll save even more money, and your health.
Credit Cards — Pay them on time, read the fine print, and pay them off. Just get rid of them as quick as you can and keep them only for real emergencies, not I have to have that new video game emergencies.
Refinancing — If it is worth it in the long run and you will be staying in your home then you should refinance but if not then just try to send more each month. We pay forty dollars more than our payment each month and making an extra payment once or twice a year can make a big difference.
Sports Ticket Prices — Choose a game or two that you just can’t miss and go to those. Otherwise, stay home, invite friends over and have a potluck.
College Tuition — Consider community colleges, push your kids for scholarships, and don’t think that you have to pay for everything. They may have to go to school and work and it might take longer than four years.
Water Rates — Watch how much water you use. Don’t just let the faucets run and fix any leaks as soon as you find them. Use the dishwasher or laundry only when you have full loads. Use a grey water system to water your yard or plants.
Postage Rates — You shouldn’t be mailing bills anymore, pay them online or over the phone and save on the cost of a stamp. I only buy stamps to mail birthday cards and I try to hand them over in person when possible.
Gold — Melt down your jewelry. Just joking! Though it could be worth it if you have a bunch of gold you don’t like. Investing in gold may be for you or you may want to think twice about getting that gold necklace.
Ammunition — Stock up, prices are just going to go higher due to metal prices increasing and conflict in the Middle East.
Movie Ticket Prices — We only go to the movies once or twice a year and that is often for a 3D movie I badly want to see on the big screen. We budget this in. Otherwise, stay home, borrow movies from friends, or purchase at least Instant Netflix for thousands of movies and shows.

Image from Leonardini

Taking care of our teeth doesn’t end with brushing and flossing. Everyone has to visit a dentist to keep our teeth at their best and to prevent tooth decay and infections. Those without dental insurance can put off going to the dentist because of the high cost.

Everyone talks about how many people who do not have health insurance but there are even more people who do not have dental insurance as it is not always included with the health insurance plan.

There is cheap dental insurance available if you shop around.

* Search the web for cheap dental insurance. Make sure that you research the coverage and rates available as they vary greatly. Read all of the fine print, especially if you currently are having dental problems.
* Call up your insurance agent. The same person who give you your car, home, or health insurance may also have access to cheap dental insurance.
* Ask the dentist. The dentist may have a list of cheap dental insurers that they already work with.
* Check any clubs or associations, such as AAA, that you are a member of to see if they offer cheap dental insurance to their members.

It may seem overwhelming when you begin to search for cheap dental insurance but you can sometimes find coverage for as little as $25 a month. Your teeth are important so spend the money on them to keep them in good health. It will cost you even more money in the long run if you don’t take care of them now.

For those who are on the fence about working for Demand Studios this may just make you want to put more of your effort into working for this company, especially as you only need over 30 articles a month, as a writer, to qualify.

Here is the letter posted on the Demand Studios forum.

What do you think about Demand Studios offering health insurance?